The Bank of Cyprus shows it is still strong. Its profits for nine months have gone down. However, the bank is managing this difficult time. It is focusing on giving more loans. It is also making its work better. The bank is planning big changes for next year. It may even grow in other countries.

From January to September 2025, the bank made €353 million profit. This is less than last year. The main reason was less money from interest. This problem affects many banks now. Overall income also fell. However, the bank’s main business is healthy. New loans increased a lot. Customer money also grew well. This shows the bank’s plan is good.

The bank’s plan for less interest money is working. It gave out €2.24 billion in new loans. This is 31% more than last year. The quality of its loans also got better. The amount of bad loans is now very low. The CEO said they gave out many new loans. This was because of demand from businesses and other countries.

The bank’s leaders are more confident. They have increased their profit goal for the year. They want to give 70% of profits to shareholders. They already paid some in October. The bank’s share price has gone up. This shows investors like its plans.

The market in Cyprus is changing. Another bank is buying a different bank. Because of this, the Bank of Cyprus will share a new plan. This plan will be for the long term. Experts think growing in Greece could be important. The bank is preparing to stay strong in Cyprus. It also wants to grow carefully in new places.